Cash Flow Forecasting & Financial Planning
Plan Your Cash Future with Confidence
Uncertainty about future cash flow is one of the biggest stressors for growing businesses. Whether you're in Bexley, Columbus, or Cleveland, not knowing when cash will run short—or when you'll have enough to invest—can limit your decisions and hold your business back. Our cash flow forecasting service provides clarity, helping you plan months ahead with expert cash flow management consulting and business financial planning tailored to your unique operations.
See Gaps Before They Happen
Most small business owners only find out they’re low on cash after the bank balance dips. We change that. By analyzing your historical inflows and outflows, identifying patterns like seasonality or late-paying customers, and projecting cash flow over 3, 6, or 12 months, we help you stay ahead. You’ll know in advance whether you’ll have a surplus—or a shortfall—so you can act early, not react late.
Strategic Scenario Planning
Cash flow planning isn’t just about predicting the obvious. We help you run real-world scenarios: What if sales drop 15% in Q4? What if you hire two more staff members in Upper Arlington or open a new office in Cleveland Heights? Our financial planning for business includes dynamic forecasting models that adjust to your changing assumptions—so you're never flying blind.
Ongoing Cash Management That Evolves with You
As part of our CFO-level advisory services, we offer ongoing cash flow management, not just a one-time projection. This includes optimizing the timing of bill payments, planning capital expenditures, identifying when to build reserves, and helping you decide if or when to use a line of credit. Our guidance is proactive and continuous, not reactive or last-minute.
Helping You Make Confident, Data-Backed Moves
From a service provider in Columbus investing in new equipment to a nonprofit in Cleveland planning its next grant cycle, our clients use our cash flow plans to reduce stress and make big decisions with clarity. When you can see what’s coming financially, everything else becomes easier—from staffing to taxes to growth.
How does cash flow forecasting actually work?
We analyze past financial activity, identify patterns and timing issues, and build a forward-looking projection. We can create 3, 6, or 12-month rolling forecasts depending on your needs.
Do I need special software for this service?
No. We use the tools you already have—like QuickBooks, Xero, or Excel—and layer in our own forecasting expertise. If you're looking for software recommendations, we can help with that too.
Can this help with getting loans or outside investment?
Yes. Many lenders and investors require detailed cash flow forecasts as part of your financial plan. We help ensure your numbers are accurate, realistic, and aligned with your business goals.
What kinds of businesses benefit from this service?
Nearly every type—from service providers and medical practices to real estate firms and nonprofits. If cash flow is a concern, forecasting can help you stay in control.
Do you update the forecast regularly?
Yes. For clients using our ongoing advisory services, we update forecasts monthly or quarterly and adjust based on real-time changes to your business and the market.
Take Control of Your Cash Flow
Stop guessing about next quarter. Start planning for it. If you're looking for a cash flow advisor or support with financial planning for your business, we’re here to help. Reach out to schedule a consultation or request a free initial cash flow health check.